In a world where social media and contradicting opinions are popular, it should come as no surprise that Twitter is being used as a platform for another debate. This one is about Ripple and PayPal, starting with a tweet by Tone Vays. Vays is a derivatives trader and the host of a podcast on the matter, and he passively criticized the speed of Ripple, in comparison with PayPal.

Wake me up when $XRP is faster than @PayPal, until then it is NOT only slower but has an extra advantage of Exchange Risk + Price Volatility Risk.
But the moment you can be faster than #Paypal you will only be Shittier than them in 2 ways instead of 3😂
Either way $BTC don't care https://t.co/dtjRJBCClx

— Tone Vays [Bali – Financial Summit] (@ToneVays) November 13, 2019

Ripple supporters, being the strong and opinionated group they are, popped up quickly to counter the statements. One user stated that PayPal took three days to issue his funds, adding that there’s “a huge commission” included, which is often a 3% fee on the website. A support bot by PayPal chimed in, apologizing for this circumstance.

XRP transactions typically only take a few seconds to go from one wallet to another, and a few minutes when the transactions go-between exchanges. PayPal has the ability to settle transactions between its own accounts within a few seconds, but bank transfers can take up to five business days, depending on the bank.

While it’s easy to argue about the faster speed of XRP, another user pointed out that Ripplenet doesn’t actually use XRP in their fund transfers, asking what is making consumers hopeful over XRP’s performance. After all, it doesn’t actually impact the success of Ripple Labs.

It gets better than that. If you’re using the native Ripplenet to transmit funds there’s no need for XRP. I have no idea why people think Ripple Labs’ success or failure reflects in this fund raising token.

— Willy Woo (@woonomic) November 13, 2019

HowMuch.net decided to analyse the speed of transactions per second for Ripple and other cryptocurrencies last year, in comparison with the same speed of VISA and PayPal. The data revealed that XRP was capable of processing six times more the transactions per second that was recorded for PayPal. The research also noted that Ripple exceeded PayPal’s speed by 1,307 transactions per second, suggesting that Ripple could actually be applicable at a much larger scale as a payment solution.

The original tweet by Vays was in response to user XRP_Cro, who seemed humored by the idea that some people believe Bitcoin is “king.”

And people still think #BTC is king? 😎@BagginsXrp @Ripple @coindesk @Cointelegraph @coinbase @ToneVays @APompliano #XRP #fintech #crypto #bitcoin #blockchain pic.twitter.com/y17NY4oevk

— XRP_Cro (@stedas) November 13, 2019

Vays argued that there were many qualities that Bitcoin has that Ripple doesn’t, including the fact that there is no way to censor Bitcoin’s accounts. Furthermore, the funds in these accounts cannot be pulled from investor’s accounts.

You are talking about #Bitcoin, but that's because you are probably not smart enough to understand that $BTC has properties $XRP does not:
– Unconfiscatablity
– Censorship Resistance
– Finite Supply
– Decentralization
– Mining$XRP is more like "Flooz" or "Beenz" Google them!

— Tone Vays [Bali – Financial Summit] (@ToneVays) November 13, 2019

Presently, Bitcoin is valued at $8,817.84 per BTC, while Ripple’s XRP is valued at $0.273008, though both are recording small gains in the last 24 hours.