Civic Identity Verification

Civic is an identity verification system that promises to give businesses and individuals tools to control and protect identities. Here’s our Civic review.

What Is Civic Identity Verification?

Civic Identity Verification is a secure identity platform built using a decentralized blockchain system. The platform provides multi-factor authentication without a username, password, third party authenticator, or physical hardware token. In other words, it’s the perfect identification system for the digital age.

Users authenticate their data using the Civic mobile app. Then, they can choose to share that data securely with businesses. When you open a new account at the bank, for example, you can authorize that bank to view a portion of your Civic data.

Civic can be used for a variety of purposes. It’s gaining ground in the cryptocurrency world, for example, but it can also be used to verify identities in fields like medicine, law, e-commerce, and social networking. It can be used to verify electronic signatures, for example, when signing legally binding contracts.

The benefits of Civic are obvious: we live in a world where identity theft and data breaches are increasingly common. Businesses pay millions of dollars to ensure their servers are protected – but hackers still do enormous damage every year by stealing identities, impersonating employees, and committing other acts of fraud.

With Civic, businesses can protect themselves without the need for a password, username, and other easy-to-breach identification methods.

How Does Civic Identity Verification Work?

How can Civic Identity Verification verify identity without a username, password, or other conventional verification tools?

The secret behind Civic is its Secure Identity Platform (SIP), which uses a verified identity for multi-factor authentication on web and mobile apps. It’s a decentralized system that uses private keys, mobile devices, and encrypted data to protect your identity.

Here are the basics of how it works:

  • Keys are generated by the third party wallet, providing a firewall between Civic and users’ keys
  • You can access identity data (which is fully encrypted) in the app on the user’s device using biometrics
  • The authority has access to a public identifier it can use for hashed identity data, and a flag indicating the data is still valid

Overall, this system lets Civic authenticate individuals in a secure way without relying on conventional authorization tools – like physical IDs, knowledge-based authentication, a username/password, or two-factor hardware tokens.

How To Use Civic

Step 1)

You download the Civic App then complete an identity validation process. Each process is customized to the Civic client’s requirements (like the business owner). This process verifies personally identifiable information (PII) to ensure ownership of the identity at a level of trust chosen by the Civic client.

Some clients may choose to require a passport scan, driver’s license scan, or social security number scan, for example, while others may choose to use only an email address or mobile phone number.

Step 2)

After validation, the customer is considered a Civic member with authenticated identity data secured in the Civic app on the user’s device. Civic members can choose to share authenticated identity data with Civic’s business customers (i.e. the clients using Civic). A bank might ask you for your Civic data, for example.

You open the Civic app and view which data the bank needs in order to open your account. You might see that the bank requires your email address and mobile number, for example. If you want the bank to access that information, you can tap the “Authorize” button.

Uses For Civic

Civic is offering its identity verification services to a wide range of clients across industries. The company has already customized its platform to suit the needs of people in a number of different services. Some of the applications for Civic’s identity verification service include:


Civic can be used to create secure new accounts for cryptocurrencies. Civic offers multi-factor authentication for web and mobile apps.


Civic promises to offer a better user experience with more options to establish various levels of trust in the identity of a signer of a document.


Civic offers secure account creation with varying levels of privacy for users, including anonymity or verified demographic attributes.

Financial Services:

Financial organizations can avoid new account fraud using Civic’s verified identity data.


Online businesses can reduce the impact of a data breach by not storing personally identifiable information with credit card data. Civic’s verified identity system lets you avoid fraud.


Civic members can securely store and share authenticated medical records from their device using the Civic app.

Civic Token Crowdsale

Civic is launching a crowdsale on June 21, 2017. The ICO will sell tokens that can be used to access Civic’s services. As a token holder, you’re entitled to on-demand, secure, low-cost identity verification via the Civic blockchain. The token will be called CVC.

Validators will receive CVCs when other participants utilize their identity verification systems. Validators can price their identity verifications however they like (through the use of smart contracts). Users then receive CVCs for providing their data more securely and privately through the ecosystem.

All categories of participants in the Civic ecosystem can use CVCs for identity-related products and services.

Overall, the tokens promise to reduce the overall cost of KYC while removing inefficiencies and enhancing security/privacy.

A total of 1 billion tokens will be issued. 33% of tokens will be sold in the ICO. 33% will be retained by Civic. 33% will be allocated for distribution to incentivize participation in the ecosystem. And 1% will go to covering the costs of the token sale.

CVCs are Ethereum ERC20 tokens. You can purchase the tokens using BTC or ETH.

Who’s Behind Civic Identity Verification?

Civic was founded by serial entrepreneur Vinny Lingham (CEO) and banking/tech expert Jonathan Smith (CTO). The company is based in Palo Alto, California.

Civic Identity Verification Conclusion

Civic is an identification platform that promises to change the way we authorize individuals. The platform can be used to combat identity theft, reduce fraud, and lower costs across many different industries. Civic solutions can be implemented in fields like medicine, law, e-commerce, finance, and more, for example.

Civic is currently preparing for its ICO, which takes place at the end of June and will see the release of 1 billion CVC tokens. You can learn more about Civic by visiting the company online today at

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