crypto credit card

Crypto Credit Card, found online at, is a crypto credit aggregator that promises to select the best crypto credit offers from around the world. Here’s our review.

What Is Crypto Credit Card?

Crypto Credit Card describes itself as a “crypto credit aggregator”. As an aggregator service, Crypto Credit Card selects the best credit and crypto offers from around the world. It simplifies those offers into favorable terms, then allows users to manage their funds using existing crypto exchanges and investment platforms.

The company also refers to its product as “C3” or the “C3 Platform”.

The crowdsale for Crypto Credit Card is underway until February 2018, with a beta version of the platform scheduled to launch in March 2018.

How Does Crypto Credit Card Work?

Crypto Credit Card was built with three main roles:

  • It’s an aggregator that selects the best credit offers from around the world, making it easier to receive a loan on favorable terms
  • Crypto Credit Card offers convenient mobile banking for making payments, storing and converting fiats and cryptocurrencies, and receiving your funds immediately after a client is registered on the platform (you receive funds by receiving a Crypto Credit Card, or by storing them in your “e-purse” or online wallet
  • Crypto Credit Card works as a platform that allows you to manage funds on top crypto exchange markets, including investing credit or debit funds on global investment platforms

Basically, as a C3 user, you browse the marketplace to choose the best credit product for your unique needs. Maybe you need a short-term loan at a higher interest rate, for example, or a long-term loan at a lower interest rate. You choose the credit product you need, then receive a fiat or crypto loan in a single click.

What Problems Does Crypto Credit Card Seek To Solve?

Crypto Credit Card believes today’s credit marketplace is inefficient and costly. People have credit needs, and lenders want to generate a return, but the two parties have trouble connecting with each other in a frictionless way. That’s a problem that Crypto Credit Card wants to solve. Some of the specific problems identified in the Crypto Credit Card whitepaper include:

High Debt Overburden: If someone borrows money, then struggles to repay that loan, then you need to take another loan to repay the previous one. This leads to debt overburden, with each loan built under increasingly worse conditions.

Refinancing Needs: The interest rates of long-term loans or foreign currency loans aren’t always ideal. Investors try to fit their borrowing needs into pre-packaged loans, and this leads to inefficiency in the borrowing space.

Speed of Processing Requests: Lenders take a long time to process requests, and borrowers need to jump through a lot of regulatory hoops. This slows down the process, making it more difficult for borrowers to obtain money when they need it.

High Interest Rates: Credit interest rates, according to the Crypto Credit Card whitepaper, can reach as high as 60%. This rate includes hidden commissions and restrictions on the repayment of debt.

How To Use Crypto Credit Card

Using Crypto Credit Card is designed to be as easy as possible. Clients will need to go to the C3 payment system website and register an account. You can pen multiple accounts tied to multiple currencies.

Each account is controlled from your “e-purse” or online wallet. From each of these fiat or crypto accounts, you can access a loan, lend money to generate a return, invest in crypto funds, or order a debit card.

The Crypto Credit Card Token Sale

The sale for Crypto Credit Card tokens (CCCR) will take place in the form of an ICO. The tokens are ERC20 tokens on the Ethereum blockchain. Tokens are set at a price of $1 USD = 1 CCCR.

The ICO is taking place between November 15, 2017 and February 15, 2018, with bonuses of up to 38% available during the token sale. The pre-sale period took place between November 15 and November 29. Bonuses are available until January 11, 2018.

At the end of the ICO, users will be able to spend CCCR tokens on the Crypto Credit Card platform. You can purchase a Crypto Credit Card for 1 CCCR token. Any unsold tokens after the crowdsale will be burned.

55% of the total supply of tokens is available during the token sale (110 million tokens). 45% of tokens will be reserved for the company, the team, bounties, and marketing.

You can contribute to the token sale using BTC, ETH, LTC, DASH, FTC, BLK, RDD, and DOGE.

Who’s Behind Crypto Credit Card?

Crypto Credit Card is led by a team of 40 people, including experts in banking, credit, blockchain technology, and IT. The founder of the project has 15+ years of experience in development and sales of banking and credit products.

Key members of the team include Sergey Salynin (CEO), Eugeny Odnolko, and Svetlana Dzhamaspishvili.

Crypto Credit Card Conclusion

Crypto Credit Card is a credit aggregator service for the crypto community. The platform collects user funds in one place, then allows users to select (or offer) credit that meets their unique needs. The crowdsale for Crypto Credit Card tokens is underway until February 2018, with the beta version of the platform scheduled to launch in March 2018.

To learn more about Crypto Credit Card and how it works, visit online today at

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