Crypto Pay – Global Transfer, Exchange & Send Bitcoin Wallet?

Cryptopay is a payment platform that uses the bitcoin network to transfer money seamlessly worldwide. Read our Cryptopay review today to learn more.

What Is Cryptopay?

Cryptopay, found online at, is an online money transfer service that offers easy payment services, fast transfers, and debit cards. The platform claims to have over 420,000 active users.

Most users interact with Cryptopay through the iOS app (no Android app is available). The app functions as a wallet, letting you store your bitcoin easily on your mobile device.

Cryptopay transactions come with a 1% transaction fee. Physical debit cards are priced at 15 EUR/GBP/USD.

The company was founded in 2013. They’re based in London.

Cryptopay Products And Services

Cryptopay offers four core products and services, including a wallet, a debit card, bitcoin transfers, and a payment platform (where you can accept bitcoin).

Cryptopay Bitcoin Wallet

The Cryptopay bitcoin wallet lets you buy, store, and send bitcoin from your mobile device. You can deposit into the wallet with multiple methods or deposit your money into “Cryptopay Flex Accounts”, which let you hedge against price fluctuations. Some of the key features of the bitcoin wallet include:

Flex Accounts:

When you hold your bitcoin in a Flex account, you can hedge your bitcoin against major currencies for peace of mind and security. You can also send your bitcoin to anyone, or spend them at businesses that accept cryptocurrency payments.

Cheap Fees:

Cryptopay charges fees of 1% for converting to or from BTC. There are no hidden fees or unfair pricing.

Free Deposits And Withdrawals:

You can send money to Cryptopay for free from one of 26 countries within the SEPA zone. Deposits and withdrawals are free, and the money will be in your account within the next business day.

Bitcoin Debit Card:

Cryptopay lets you order a debit card and withdraw funds instantly in the form of cash from any ordinary ATM. You can also use the debit card like any ordinary bank card, making purchases both online and offline.


Cryptopay’s wallet comes with multisig support.


Cryptopay offers two factor authentication.

Cryptopay Bitcoin Debit Card

Cryptopay lets you order a debit card. You can load your debit card using your Cryptopay balance, then use the debit card anywhere Visa debit cards are accepted. You can buy physical cards (with chip and PIN enabled) or buy a virtual card if you’re just going to spend your money online. The debit card comes with free delivery worldwide.

Some of the key features of Cryptopay’s bitcoin debit card include:

Go Shopping With Bitcoin:

It’s easy to load your Cryptopay debit card with funds from your Cryptopay bitcoin wallet. You can spend virtual or fiat currencies through the card, using the card wherever payment cards are accepted.

No ID Verification:

Cryptopay doesn’t force you to verify your ID with the card. However, un-verified clients have lower spending limits.

Online Or Offline:

You can buy a physical or virtual bitcoin debit card.

The Cryptopay debit card is priced at 15 EUR, 15 GBP, or 15 USD (for the plastic, physical debit card). Foreign transaction fees are 3%, and there’s a monthly service fee of 1 USD/GBP/EUR. A virtual debit card is priced at 2.50 EUR/GBP/USD.

Money Transfers

Cryptopay offers money transfers, letting you easily send your funds worldwide. You can enjoy the following features:

Leverage the Blockchain:

Enjoy the benefits of the bitcoin payment network and experience instant, global, secure, and free payments without the risks and price volatility.

Send Money Internationally:

Cryptopay lets you send money anywhere in the world.

Send Money To Someone Without A Bank Account:

Cryptopay, like other bitcoin payment platforms, lets you send money to anyone – even if they don’t have a bank account, or if they don’t want to deposit funds into a bank account. In this case, the recipient can order a Cryptopay debit card and then immediately withdraw their money from an ATM.

Accept Bitcoin Payments

Cryptopay has a bitcoin payment platform catered to merchants. You can accept bitcoin payments to your business from anyone, anywhere in the world. The platform promises no chargebacks and no fraud along with access to international markets.

You can access the Cryptopay payment platform through the API, which offers SSL secured endpoints and 99.9% platform uptime.

About Cryptopay

Cryptopay was founded in October 2013. The company is led by George Basiladze (“a finance guy with an in-depth knowledge of financial systems”) and Dmitry Gunyashov (“a longtime bitcoin supporter and has been engaged with the bitcoin community for more than 2 years”). The two created Cryptopay together.

Cryptopay is based in London.

Cryptopay Conclusion

Cryptopay is a well-established bitcoin payment platform that offers a mobile wallet (for iOS), a debit card, international bitcoin transfers, and a bitcoin payment platform. You can learn more about the company and their products and services by visiting Cryptopay online today at

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