What Is Decentralized Mutual Rewards Foundation?

DMRF or Decentralized Mutual Rewards Foundation is a decentralized peer-to-peer platform aimed at enhancing cooperation among members. DMRF is open to innovative suggestions that prove constructive, and is therefore a constantly evolving platform. However, only members are eligible to make these recommendations.

The primary objective of DMRF is to make loans accessible to individuals who are currently unable to access such services from conventional financiers. Beside this, DMRF also intends to provide a means for earning passive income to their members.

The Problem DMRF Seeks To Solve

Currently, most investors face challenges in finding sound investments for their massive financial reserves. As a result, they end up losing their hard-earned money by making uninformed investment decisions.

On the other hand, startups with brilliant business ideas lack adequate financial muscle to actualize their goals. This is because the process of loan acquisition is difficult. Traditional financiers have imposed stringent regulations, making it hard for low-income investors to access loans.

The DMRF Solution

For affluent investors who lack a means to invest their cash, DMRF enables them to become lenders within their ecosystem. By doing this, they can earn income passively in the form of interests. Essentially, DMRF offers a convenient method of earning additional income without necessarily investing a lot of time and efforts.

From a startup perspective, DMRF provides a simplified means of accessing loans to fund business goals. Through this platform, upcoming enterprises can contact lenders directly thanks to the peer-to-peer connections. Therefore, DMRF facilitates the actualization of project objectives by easing the process of accessing required capital.

DMRF Benefits


DMRF heavily relies on blockchain technology, specifically self-executing smart contracts to align the lending terms between lenders and borrowers in the ecosystem.

Mobile Wallet

The DMRF wallet is available for both Android and iOS platforms. It enables users to store, manage and transact in their DMRF tokens.

Mobile App

The DMRF app enables user to access the functionalities of the DMRF desktop website on portable devices. These include loans, wallet, news and customer support.

DMRF Token & ICO Details

The DMRF token is an archetypal digital currency that operates on the ERC20 protocol and is built on the Ethereum blockchain. Since DMRF fosters direct peer-to-peer connections, users can send and receive DMRF tokens without the presence of a third-party intermediary.

The DMRF token transfer system facilitates the simple movement of DMRF tokens from one user to another within the CMRF ecosystem. Usually, the transfer can be conducted at any time, regardless of the location of the two involved parties. Furthermore, blockchain technology ensures that transactions are fast, secure and transparent. It also keeps a track record of all transactions.

DMRF will organize an ICO meant to raise funds for the provision of the inaugural DMRF loans. During the ICO, tokens will be available at a discounted price.

Token Distribution

DMRF will mint a total of 30 million tokens. The tokens will be distributed as follows:

  • 30% – crowdsale
  • 23.3% – team
  • 36.6% – reserve
  • 10% – bounty

Parameters Of The ICO

  • Token name: DMRF Coin
  • Token symbol: DMRF
  • ICO supply: 9,000,000 DMRF
  • Total supply: 30,000,000 DMRF

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