Although there is a significant adaptation of Bitcoin there are certain limitations which prevents it to go mainstream. At the heart of this problem is Bitcoin’s issue with volatility. The exchange rates fluctuates in huge amount and most people find it too dangerous. There is an immediate need for services which stabilizes these fluctuations.

Gluwa is a San Fransisco based FinTech startup that is attempting to fix this.

What Is Gluwa?

Gluwa is the first of its kind payment system which is made for everyday use, addressing cryptocurrency’s accessibility problem in the fiat currency ecosystem. They counterpoise the exchange between bitcoin and fiat currency by fixing exchange rate for its users. As a result they create a network of blockchain where users can save and transfer in local currency. The users essentiality misses out on the possibility of gaining from Bitcoin price increase for not losing when the price decreases.

Gluwa connects cryptocurrency investors who are willing to take the volatility risk of the currency and let their customers use the currency without the fraught.

Gluwa Bitcoin Payment Banking Mobile App Platform Features

  1. Data Encryption: Gluwa encrypts your information one-way thus making it not invertible. The sensitive information is retrievable only by the user’s password.
  2. Identity theft protection: Transactions happen without making your personal information vulnerable. Only account numbers are required for each transaction.
  3. No Chargeback: There is absolutely no chargeback in Gluwa as a result of immediate settlement. This gives a user the luxury of bypassing chargeback fraud and credit card fees.
  4. Confidentiality: Every individual on the network is verified through their customer identification program. This verification process prevents unintentional interaction with undesired parties.

About Creditcoin

Blockchain is going to replace most markets and credit is the biggest market.

Creditcoin was launched when Gluwa decided to join hands with another FinTech innovator Aella Credit, to make it easier to invest in cryptocurrency. Creditcoin is intrinsically an inter-blockchain P2P lending market.

Presently, there is absolutely no way to use cryptocurrency as an investment tool. Thats because each cryptocurrency is supported by its own blockchain and these blocks remain disconnected. Creditcoin connects the blockchain enabling a secure and transparent cryptocurrency investment market. This allows fundraisers and investors to connect directly.

Fundraises post the amount of capital they seek at their preferred interest rate, collateral and the credit coin they are offering while the miners of the network can amend the terms and even check the credit history of the fundraiser which is stored on the creditcoin blockchain. Once both parties agree, the deal is announced to the creditcoin network then validated thus making it more transparent than traditional financing. This establishes a new frontier for investments around the world.

Creditcoin’s sale has started with the cap amount of 40 million USD. They have sold 134 million coins(CRE) till now.

Gluwa Conclusion

Gluwa is creditcoin’s technology provider, responsible for research and development of the blockchain. Partnering with Innogy, a leading German electricity provide, and Seoul Auction Blue, the tech branch of the publicity listed auction company in Korea, they have established a firm hold on the FinTech world. You can learn more about Gluwa on their site at: .

If you want to buy creditcoin or want to learn more about it, you can do so on their website at:


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