Mobilum ICO

Mobilum lets you pay with cryptocurrency anywhere in the world using any payment card. Find out more today in our review.

What is Mobilum?

Mobilum, found online at, is a payment platform that promises to allow cryptocurrency users to “regain ownership of their funds” while also making it easier for users to spend their crypto wealth.

Today, many people have funds stored in cryptocurrencies – but have few ways to spend those funds. Mobilum wants to solve that problem. Mobilum will allow you to spend cryptocurrencies from your existing payment cards – including your VISA and MasterCards.

How Does Mobilum Work?

Mobilum sees itself as “the missing bridge between crypto and fiat currencies.” The platform connects directly with every cryptocurrency, regardless of the issuing provider.

Those cryptocurrencies can be spent on payment cards like MasterCard, MIR, UnionPay, JCB, Visa, Diners’ Club, Discover, American Express, Belkart, and all others. As the whitepaper explains, “you name it – we have it.”

How does Mobilum let you spend cryptocurrencies from any existing payment card? The secret behind the platform is its Mobilum token, or MBM, described as “a truly liquid token that enables instant exchange from any cryptocurrency to any fiat currency in real-time.” MBMs are ERC20 tokens based on the Ethereum blockchain.

You store MBM tokens in your Mobilum wallet (a mobile app on your phone). Then, that wallet lets you create a link between your cryptocurrency funds and the IBAN account of your preferred credit or debit card.

Initially, the Mobilum wallet plans to accept Bitcoin (BTC), Ethereum Classic (ETC), Ethereum (ETH), Dash (DASH), and Neo (NEO). By the start of 2019, however, the company plans to accept all major (top 100) cryptocurrencies by market cap.

What Problems Does Mobilum Seek to Solve?

Mobilum has identified a number of problems in the modern cryptocurrency community, including all of the following:

  • There are millions of people who can’t do anything with their wealth
  • There are few opportunities to use cryptocurrencies in the “real world” – either online or offline to pay for goods and services
  • There’s a risk of someone – like an exchange or your bank – freezing your funds (banks can freeze accounts if they see you transferring money to crypto exchanges, for example)
  • There are high fluctuations between exchange rates for fiat and cryptocurrencies
  • Over 2 billion adults are unbanked worldwide

With these problems in mind, Mobilum wants to connect fiat currency and cryptocurrency in real-time, decreasing the total cost of each transaction and guaranteeing the most favorable execution.

Mobilum Features

Some of the core features of the Mobilum platform include:

  • Spend your cryptocurrency using any card online or offline
  • Benefit from the best cryptocurrency to fiat exchange rates using Mobilum tokens
  • Retain ownership of your cryptocurrencies at all times
  • Spend bitcoin, Ethereum, NEO, DASH, and other cryptocurrencies (Mobilum will support these cryptocurrencies initially before expanding to offer 100+ cryptocurrencies)
  • Send money from the Mobilum app in 30+ currencies to 150+ countries, free and in real-time, with instant spending availability for recipients
  • Sign up via the app in less than 1 minute

The Mobilum ICO

The Mobilum ICO began with a pre-ICO on March 1, 2018. The pre-ICO is scheduled to end on April 14. The main ICO, meanwhile, is scheduled for April 15 to June 15, 2018. The goal of the ICO is to raise $18 million USD. Funds will be used to build the Mobilum app and develop the main business branches.

There’s a total supply of 1.8 billion Mobilum tokens (MBM). Of the total supply, 10% (180 million) are being distributed during the ICO. All other tokens will be blocked and gradually released to the market. A smart contract will be used to ensure than no more than 20% of the current market is released.

You’ll need MBM tokens in order to use the Mobilum platform. MBM tokens do not provide equity or stake in the company. They’re a utility token for the platform.

Who’s Behind Mobilum?

Mobilum is led by CEO and Founder Wojciech Kaszycki, an investor, business consultant, and fintech specialist with 20+ years of business experience. He created Poland’s version of Amazon, according to the Mobilum whitepaper. He also created the first electronic wallet. He has previously founded companies like Gifts of Nature, List Polska, Bizmatica Polska, and MirroCool.

Other listed members of the team include co-founders Jakub Nalej (CTO), Przemyslaw Maliszewski (COO), and Vyacheslav Sidin.

Mobilum is registered in Gibraltar under the name Mobilum Limited (company number 116780), although most of the development team seems to come from Poland.

Mobilum will release its beta platform in Q2 2018. By Q4 2018, the company aims to have launched a working product with at least the top 10 cryptocurrencies by market cap. By the beginning of 2019, they hope to be working with the top ten payment providers.

Mobilum ICO Conclusion

Mobilum is a payment platform that seeks to build a connection between cryptocurrencies and the real world. Mobilum will use MBM tokens to create a fair exchange rate between fiat currencies and cryptocurrencies. Mobilum users can also spend their cryptocurrencies using any payment card – including the credit cards you already use.

The ICO for MBM tokens is taking place from March 1 to Jun 15. To learn more about Mobilum and how it works, visit online today at

[FREE] Get Our Best Crypto Trading, Mining & Investing Hacks:

*Action Required* Enter Your Email To Get Insight For Trending Coin News & Reviews

I will never give away, trade or sell your email address. You can unsubscribe at any time.


Please enter your comment!
Please enter your name here

2 × three =