PayTailor is a smart mobile payment platform which has been in operation for 2 years facilitating easy, accessible and affordable payment methods. Given that cryptocurrencies are being increasingly used for making payments, it's only natural that PayTailor should now be making a foray into cryptocurrencies to facilitate quick and easy cryptocurrency payments. PayTailor enables payments between the merchant and the customer with existing devices and bank accounts.

Different merchants accept different payment methods and not all merchants accept all payment methods. Some payment methods can be complicated or inaccessible or people may simply be uneasy to use certain methods of payment.

In many European countries, it is quite common for merchants to pass card payment transaction fee to the customer. Otherwise the card processing fee significantly reduces merchants’ profit margins. To avoid the fee from the merchant, customers are either motivated to buy more goods, making the fee manageable by the merchant, or pay in cash.

What PayTailor Can Do For You

The PayTailor app seeks to resolve the problem of payment method incongruence with a flexible payment platform integrating all payment methods and two different apps, a merchant mobile terminal for the merchant and a user mobile wallet for the user.

At the Core of the PayTailor solution is 3API connection with PayTailor system, which means that on a merchant side, different products can be used to initiate payments. On a user side different payment solutions can be used, such as payments in vending machines, point of sale systems or e-commerce solutions.

The merchant chooses the mode of payment he would like to accept. The 3API, with the ability to integrate into nearly any point of sale software on the market, allows the user to then make payment using his mode of payment while the merchant receives the payment in his preferred method.

Paytailor makes revenue by licensing software on monthly basis, a 10€ subscription fee and licence fee 0.02€ per each transaction. During presale period, tokens are 31 to 21% cheaper. After the presale period, as of 20th of November, the tokens are available with the regular price.

The Team

  • Rode Luhaäär – Co-founder, CEO
  • Mariliis Mia Topp – Co-founder, Communication and Marketing
  • Rando Visnapuu – Blockchain Specialist
  • Marvin Helstein – Android & System developer Developer
  • Lauri Mäe – IOS & frontend developer

ICO Details

  • Platform – Ethereum(ERC20)
  • Presale – November 4, 2017 to November 30, 2017
  • Presale Cap – 6,000,000 PT
  • Crowdsale – TBA
  • Crowdsale cap – 12,000,000 PT
  • PayTailor(PT) Token price – 0.25 per token

PayTailor Conclusion

The value proposition of PayTailor is one that definitely appeals to cryptocurrency users as it would allow payment through cryptocurrencies even in instances that merchants may not accept such a payment method. PayTailor also has a 2-year track record in payment processing as a payment aggregator.

ICO Rating – 3.5/5

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